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However, in many cases, youd be better off just waiting until Friday and paying those bills late. Youll often have to pay a fee for it, but not always. For example, utilities such as the phone company and the electric company often accept late payments. If youre not sure whether yours does, call to ask. Even when you do have to pay a fee, its often less than the cost of a payday loan.
The average fee for a two-week, 375 payday loan is 56. By contrast, heres how other late fees stack up: Credit Cards. Rules passed by the Federal Reserve Board application letter for personal loan 2010 set limits on late payments for credit card bills.
The most the bank can charge you is 27 for a first offense, or 37 if youve been late before. Mortgage Payments.
Learn More About Cash Advances. All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside.
Not all consumers will qualify for a cash advance or for the maximum cash advance amount. Terms and conditions apply. Cash advances should be used for short-term financial needs only, and not as a long-term solution.
Check City is quick, convenient, fair and has the lowest fees of any company I have used. The Lehi location was amazing. Debbie always helps me when I am in a financial bind. She takes time to listen to my needs and even gives suggestions on how to manage my loans. She always looks out for my best interest. I trust her very much and Check city is very smart for having such a great person representing them. Thank you. Hi, I'm Chad.