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43 which equates to a maximum Annual Cost Rate (ACR) of 48. 00 and best personal loan australia 2016 maximum Comparison Rate of 66. For personal loans, there is a minimum loan repayment period of 6 months and maximum loan repayment period of 24 months. A secured Car Loan of 10,000 with a 36 month term has a maximum total cost of credit, including all applicable fees, of 8,940.
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