Cash-2-U Loans. 5206 Seminary Ave. Richmond, VA 23227. Phone: (804) 204-2274. Cash-2-U Loans. 4721 W. Broad St.
The bank also offers CD-secured lines of credit that are different from loans. Borrowers cannot touch the money in their account for the duration of the loan. The chances of qualifying for a loan still depend on a borrowers credit score, income and other debts, but pledging an account increases the likelihood of qualification significantly, says Jason Vasquez, a spokesman for Wells Fargo.
APR: 5. 50 to 13. 79 Loan amount: 3,000 to 100,000. Loan terms: One to five years; can go up to 10 years. Minimum credit score: Not provided, but generally 680 or higher.
You pay a fee to borrow the money, even if it is for a week or two. A payday loan or cash advance loan can be very expensive. Before you get one of these loans, consider other ways to borrow.
What are some other ways to borrow money. You might be able to borrow money from: family or friends a bank or credit union your credit card. You might ask for more time to pay your bills.
We remind that short-term loans are not a long term financial solution. To help government fight identity theft, the funding of terrorism and money laundering activities, and to help attempt to verify 71303 cash advance customerвЂs identity, Lenders may obtain, verify, and record information that identifies the customer.
APR Disclosure. The APR associated with your loan stands for the annual percentage rate, or the amount of interest you will be expected to pay in relation to the length of your loan term.
Most of the time, the APR for short term loans ranges cash advance loans long island ny 260. 71 to 1825. 00, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.
Please see below for a cost comparison.