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These are imposed by your card issuer. Some cards charge a flat fee per cash advance, say 5 or 10. Others charge a percentage of the amount advanced - often as much as 5. Sometimes its a percentage with a minimum dollar amount - such as 3 or 10, whichever is greater.
ATM or bank fees. These are imposed by the financial institution that handles the transaction - the owner of the ATM or the bank where you get your advance.
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