Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans.
Get your loan after processing and approval from our partners. Example: A loan of Php 160,000 has a monthly repayment of Php 6,364, payable within 36 months or 3 years when calculated at 1. 2 interest rate (15 APR). Disclaimer: A typical APR from our network of banks and lenders ranges from a minimum of 15 personal loans to 100k a maximum of 20 with minimum loan term of 12 months to a maximum loan term of 36 months and no application fee.
The example above only includes interest and principal payments and is true only for this example. Different loan amounts via different lenders and banks within our network may result in a different comparison rate and may require an application fee.
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This is called a rollover, or rolling over the loan. To roll over the loan, you pay another fee. If you roll over the loan a few times, you will pay a lot to borrow the money. It becomes harder to get back to where you started. For Example. You borrow 500. You pay a 75 fee to get the money.
But in two weeks you cannot repay the loan.
But in my case, it only took one week for me to get an approval message from them that my loan amount was ready for claim. It has been an easy transaction for me, and I am guessing it helps that I. Unlike other banks, BDO is no longer mailing account statements of your loan due date. Instead, they sent me a loan card, indicating my monthly due amount and date.
Payment scheme was also more convenient with BDO because they accept over-the-counter payment, or savings deduction. I chose the first option than issue them post-dated check or have them deduct personal loans to 100k monthly dues to my savings account. This way I have full control of my own savings.